The objective of this product is to create a quick cash flow bridge for SME customers. These are people who urgently require immediate funds to clear containers through Nigerian Ports, or require the funds to take care of a need pending expected receivables.

• Open a Current Account with N5,000 minimum
• Minimum loan of N100,000
• Maximum loan of N2,000,000 any amount above this is subject to management approval
• Maximum tenure of 60 days
• 3% upfront charges
• 10% interest rate per month
• 48 hours turnaround time
• Must have a guarantor
• Security allowed: cash back through investment within the group or a car worth a minimum of 200% of the loan amount. This car MUST be held by the Bank.
• Customer’s cheque and one guarantor’s cheque